⚠️ Important Disclaimer

Please read carefully before using FinModel

⚠️

CRITICAL WARNING

FREE EDUCATIONAL TOOL - USE AT YOUR OWN RISK

🎓 Educational Purpose Only

FinModel is designed for educational purposes only. It is NOT intended to provide professional financial, investment, or business advice.

✋ Your Responsibility

YOU are solely responsible for verifying all calculations, assumptions, and outputs. Do not rely solely on these models for business decisions.

🔍 No Warranty

This tool is provided "AS IS" without any warranties. We make no guarantees about accuracy, completeness, or suitability for any purpose.

💼 Consult Professionals

ALWAYS consult qualified accountants, financial advisors, and business professionals before making any decisions.

What FinModel Is

  • A free educational tool for learning financial modeling concepts
  • A starting point for understanding business metrics and projections
  • A template generator for common business model structures
  • A way to explore "what-if" scenarios for educational purposes

What FinModel Is NOT

  • Professional financial advice or consulting
  • A substitute for qualified accountants or financial advisors
  • A guarantee of business success or viability
  • Suitable for making investment or lending decisions
  • Compliant with specific accounting standards without verification
  • A replacement for professional due diligence

Limitations and Risks

⚠️ Key Limitations

  • Simplified Models: Real businesses are more complex than these models
  • Generic Assumptions: Industry-specific factors may not be covered
  • No Validation: Calculations are not verified by professionals
  • Market Conditions: Models don't account for changing market conditions
  • Regulatory Compliance: May not meet specific regulatory requirements

Required Actions Before Use

✅ Before Using FinModel

  1. Understand that this is an educational tool only
  2. Acknowledge that you use it at your own risk
  3. Commit to verifying all outputs with professionals
  4. Agree not to rely solely on these models for decisions
  5. Read and understand all terms and conditions

Specific Business Disclaimers

💻 SaaS Models

Actual SaaS metrics vary significantly by market, product, and implementation. Churn, LTV, and CAC calculations are simplified.

🍽️ Restaurant Models

Food service businesses have complex operational factors, local regulations, and seasonal variations not captured in these models.

🛍️ E-commerce Models

Online retail involves complex logistics, marketing costs, and platform dependencies that require professional analysis.

🏭 Manufacturing Models

Production businesses have complex supply chain, inventory, and operational considerations requiring expert evaluation.

No Liability

By using FinModel, you acknowledge that the creators, contributors, and hosting providers bear no responsibility for any losses, damages, or consequences arising from your use of this tool. This includes but is not limited to business failures, investment losses, or incorrect business decisions.

Professional Requirements

👨‍💼 Required Professional Consultations

  • Certified Public Accountant (CPA): For accounting standards and financial statement preparation
  • Financial Advisor: For investment and funding strategies
  • Business Attorney: For legal structure and compliance
  • Industry Expert: For sector-specific considerations
  • Tax Professional: For tax implications and strategies

FINAL WARNING

By using FinModel, you acknowledge that you understand this is an educational tool only and that you accept full responsibility for validating all outputs with qualified professionals before making any business or financial decisions.

If you do not agree to these terms, please do not use this service.