Terms of Use

Last updated: January 2024

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IMPORTANT: Educational Tool Only

FinModel is a FREE educational financial modeling tool. By using this service, you acknowledge that:

  • • You are using this tool at your own risk
  • • You are responsible for verifying all calculations
  • • This is NOT professional financial advice
  • • You must consult qualified professionals for business decisions

1. Acceptance of Terms

By accessing and using FinModel ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Educational Purpose

FinModel is designed as an educational tool to help users understand financial modeling concepts. The models, calculations, and outputs provided are for learning purposes only and should not be used as the sole basis for business or investment decisions.

3. No Warranty

The information and calculations provided by FinModel are offered "as is" without any warranty. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained in the Service.

4. User Responsibility

You are solely responsible for:

  • Verifying all calculations and assumptions
  • Consulting with qualified financial professionals
  • Ensuring compliance with applicable laws and regulations
  • Any business decisions made based on the models
  • The accuracy of data you input into the system

5. Limitation of Liability

In no event shall FinModel, its creators, or contributors be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use the Service, including but not limited to damages for loss of profits, business interruption, or loss of information.

6. Data and Privacy

We do not store, collect, or transmit your financial data. All calculations are performed locally in your browser. However, we recommend reviewing our Privacy Policy for complete details about data handling.

7. Prohibited Uses

You may not use FinModel for:

  • Any unlawful purpose or activity
  • Commercial redistribution without permission
  • Attempting to reverse engineer the calculations
  • Overloading or attempting to disable the Service
  • Violating any applicable laws or regulations

8. Professional Advice Requirement

YOU MUST CONSULT QUALIFIED PROFESSIONALS: Before making any business, financial, or investment decisions, you must consult with qualified accountants, financial advisors, lawyers, or other appropriate professionals. FinModel is not a substitute for professional advice.

9. Modifications to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the new terms.

10. Termination

We may terminate or suspend access to the Service immediately, without prior notice, for any reason, including breach of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising under these terms shall be resolved in appropriate jurisdictions.

12. Contact Information

If you have any questions about these Terms of Use, please contact us at: hello@finmodel.app

Summary

FinModel is a free educational tool provided "as is" for learning purposes. You are responsible for verifying all outputs and must consult qualified professionals before making any business decisions. Use at your own risk.